ನಿಗದಿತ ಸಮಯದೊಳಗೆ ಸಾಲದ ಮಾಸಿಕ ಕಂತುಗಳನ್ನು ಪಾವತಿಸಿದಲ್ಲಿ ಶೇ.1ರಂತೆ ಬಡ್ಡಿದರದಲ್ಲಿ ರಿಬೇಟು ನೀಡಲಾಗುವುದು*.
Rate of interest on loans- w.e.f 01.04.2017
HOUSING LOANS
| Sr.no |
Loan amount |
|
Period |
ROI |
| 1 |
From Rs. 1/- upto Rs.5,00,000/- |
A |
upto 120 months |
10.00% |
|
| B |
121 months to 180 months |
10.75% |
|
| 2 |
From Rs.5,00,001/- upto Rs.10,00,000/- |
A |
upto 120 months |
11.25% |
|
| B |
121 months to 180 months |
11.75% |
|
| 3 |
From Rs.10,00,01/- upto Rs.15,00,000/- |
A |
upto 120 months |
12.25% |
|
| B |
121 months to 180 months |
12.50% |
|
| 4 |
From Rs.15,00,001/- upto Rs.25,00,000/- |
A |
upto 120 months |
12.75% |
|
| B |
121 months to 180 months |
13.00% |
|
| 5 |
From Rs.25,00,01/- upto Rs 35,00,000/- |
A |
upto 120 months |
13.25% |
|
| B |
121 months to 180 months |
13.50% |
|
| 6 |
From Rs.35,00,01/- upto Rs.50,00,000/- |
A |
upto 120 months |
13.75% |
|
| B |
121 months to 180 months |
14.00% |
|
MORTGAGE LOANS
| Sr. no |
Amount of loan |
period |
ROI |
| 1 |
From Rs.1/- upto Rs 10,00,000/- |
120 months |
13.50% |
| 2 |
From Rs.10,00,001/- upto Rs.25,00,000/- |
120 months |
14.00% |
| 3 |
From Rs.25,00,001/- Rs.35,00,000/- |
120 months |
14.25% |
| 4 |
From Rs.35,00,001/- upto Rs.50,00,000/- |
120 months |
14.75% |
| 5 |
From Rs.50,00,001/- upto Rs.75,00,000/- |
120 months |
15.00% |
OVER DRAFT ( against Mortgage of property)
| Sr.no |
Amount of loan |
period |
ROI |
|
| 1 |
upto Rs. 15,00,000/- |
1 year |
14.00% |
|
| 2 |
From Rs.15,00,001/- upto Rs.30,00,000/- |
1 year |
14.50% |
|
| 3 |
From Rs.30,00,001/- upto Rs.50,00,000/- |
1 year |
14.75% |
|
| 4 |
From Rs.50,00,001/- upto Rs.75,00,000/- |
1 year |
15.00% |
|
TWO WHEELER (NEW VEHICLE)
| Sr.no |
Amount of loan |
period |
ROI |
| 1 |
Upto Rs 2,00,000/- |
3 Yrs |
11.50% |
FOUR WHEELER (NEW VEHICLE)
| Sr.no |
Amount of loan |
period |
ROI |
| 1 |
From Rs. 1/- upto Rs. 2,00,000/- |
5 Yrs |
10.25% |
| 2 |
From Rs.2,00,001/- upto Rs. 10,00,000/- |
5 Yrs |
11.50% |
| 3 |
From Rs.10,00,001/- upto Rs.20,00,000/- |
5 Yrs |
11.75% |
*(ROI will be more by 1% for finance against commercial vehicle )
FOUR WHEELER (OLD VEHICLE)
< Maximum repayment period is 10 years, from the date of original registration of vehicle)
| Sr.no |
Amount of loan |
period |
ROI |
| 1 |
From Rs. 1/- upto Rs 5,00,000/- |
Upto 5 Yrs |
13.50% |
| 2 |
From Rs 5,00,001/- upto Rs. 15,00,000/- |
Upto 5 Yrs |
14.00% |
| |
|
|
|
*(ROI will be more by 1% for finance against commercial vehicle )
LOAN AGAINST GOLD ORNAMENTS
| Sr.no |
Amount of loan |
period |
ROI |
| 1 |
upto Rs.4,00,000/- |
1 year |
10.75% |
PERSONAL LOANS
| Sr.no |
Amount of loan |
period |
ROI |
| 1 |
Upto Rs 50,000/- |
3 years |
15.50% |
EDUCATION LOANS
| Sr.no |
Details |
Amount of loan |
period |
ROI |
| 1 |
Study in India |
Upto Rs.7,50,000/- |
60 months after completion of edn.course |
11.00% |
|
| 2 |
Study- Abraod |
upto Rs.15,00,000/- |
60 months after completion of edn.course |
11.00% |
|
AGRICULTURAL LOANS
| Sr.no |
Amount of loan |
Period |
ROI |
| 1 |
upto Rs 2,00,000/- |
60 months |
11.00% |
| 2 |
From Rs. 2,00,001/- upto Rs 5,00,000/- |
60 months |
12.00% |
| 3 |
From Rs. 5,00,001/- upto Rs 10,00,000/- |
60 months |
12.25% |
| 4 |
From Rs 10,00,001/- upto Rs 20,00,000/- |
60 months |
12.50% |
| 5 |
From Rs. 20,00,001/- upto Rs 40,00,000/- |
60 months |
13.00% |
LONG TERM BUSINESS LOANS:
| Sr.no |
Amount of loan |
Period |
ROI 01.04.2017 |
| 1 |
upto Rs 10,00,000/- |
60 months |
13.50% |
| 2 |
From Rs. 10,00,001/- upto Rs 40,00,000/- |
60 months |
14.00% |
| 3 |
From Rs 40,00,001/- upto Rs 50,00,000/- |
60 months |
15.00% |
